Wealth Preservation Needs
C & A Wealth Management
At C & A Wealth Management, we understand the importance of your goals to preserve wealth and working toward financial security during your retirement years and beyond. Our comprehensive wealth preservation solutions seek to help you protect and grow your assets while generating a reliable income stream. With our expertise and personalized approach, you can navigate the complexities of wealth preservation and make informed decisions that align with your specific goals and aspirations.
Retirement Income Solutions
Retirement income solutions are at the core of our wealth preservation strategies. We offer a range of options tailored to your unique circumstances, including investment vehicles and income-generating strategies that seek to provide you with a steady cash flow during retirement. Our experienced team will work closely with you to develop a customized retirement income plan that takes into account your desired lifestyle, risk tolerance, and long-term financial objectives.
Structured Annuities
Structured annuities are an effective tool for wealth preservation and retirement planning. They provide a guaranteed income stream for a specified period, ensuring financial stability during retirement. Our team will guide you through the intricacies of structured annuities, helping you select a suitable product that aligns with your income needs and risk tolerance. With a structured annuity, you can enjoy the confidence that comes with a reliable income source.
Structured annuities are insurance products that are complex, long-term investment vehicles and are subject to risk, including the potential loss of principal. Guarantees are based on the claims paying ability of the issuing company.
Strategic Income Portfolio Management
Strategic income portfolio management focuses on optimizing your investment portfolio to generate a consistent and reliable income. Our skilled portfolio managers will work closely with you to design a customized income strategy that balances risk and return, taking into account your income requirements, time horizon, and risk tolerance. Through active management and a disciplined approach, we aim to preserve and grow your wealth while generating a steady stream of income.
Variable and Fixed Annuities
Variable and fixed annuities are valuable tools for wealth preservation and retirement planning. Variable annuities offer the potential for investment growth, allowing you to participate in the market’s upside, while fixed annuities provide a guaranteed income stream. Our team will help you understand the features, benefits, and potential risks associated with both types of annuities, enabling you to make informed decisions that align with your financial goals and risk tolerance.
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.
Money Market Funds
Money market funds are low-risk investment vehicles that focus on capital preservation and liquidity. They offer stability and a potential return on your investment while providing easy access to your funds. Our experts will guide you through the selection process, helping you identify money market funds that align with your risk tolerance and short-term liquidity needs.
CD's (Certificates of Deposit)
Certificates of Deposit (CDs) are fixed-term investments that offer a guaranteed return over a specific period. They preserve your wealth while earning a competitive interest rate. Our team will assist you in choosing the right CD options based on your investment objectives and time horizon, ensuring your wealth is protected and positioned for growth.
At C & A Wealth Management, we are committed to helping you preserve and grow your wealth for the long term. Contact us today to explore our wealth preservation solutions and work toward securing your financial future with confidence.
Certificates of Deposit are FDIC insured and offer a fixed rate of return if held to maturity. Brokered CDs sold prior to maturity in the secondary market may result in loss of principal due to fluctuations in the interest rate or lack of liquidity. Brokered CDs are registered with the Depository Trust Corp. (“DTC”). Brokered CDs with step-down and/or call provisions may be less favorable than traditional CDs without these features.
Schedule a Consultation Today!
With C & A Wealth Management, you can rest assured that your wealth planning needs are in capable hands. Our commitment to personalized service, comprehensive strategies, and ongoing support sets us apart as a collaborative partner on your journey as you work toward financial success. Contact us today to start building a solid foundation for your future wealth.
